Assurance Wireless
T-Mobile network
- Plan
- Unlimited talk & text + up to 6GB high-speed data
- Devices
- Free smartphone included (BYOD available)
- Best for
- Best overall for most households
Works with BLU C5L Max
Independent guide — not the government, not a Lifeline provider
Find providers in your stateFor seniors 65+ · Updated April 2026
If you're on SSI, Medicaid, a Medicare Savings Program, Section 8, or your household income is modest, you qualify for a free phone plus monthly service — and free home internet too. Here's how it works, without the jargon.
You will never pay for the benefit itself. The government pays it directly to your chosen phone provider.
You can bring your current phone number over. Nothing you care about gets left behind.
We use your email only for the provider list you asked for and your renewal reminders. We never sell it to advertisers.
Questions? Use our contact form or email [email protected]. We reply within one business day.
You only need one. If you're unsure, our 30-second checker will find the right path for your situation.
If you're on Medicaid — or if you have Medicare + a Medicare Savings Program (QMB, SLMB, QI) which automatically enrolls you in Medicaid — you qualify. This covers most financially-eligible seniors.
SSI is not the same as regular Social Security. SSI is a needs-based benefit for low-income seniors and disabled adults. If you receive SSI, you may qualify for Lifeline, subject to provider or National Verifier approval.
For 2026: $21,128/year for a single-person household. $28,553 for two people. Include Social Security retirement when calculating; exclude SSI. Many retirees on fixed Social Security qualify.
If you live in federal public housing, Section 8 voucher housing, or project-based Section 8, you qualify. Your housing voucher or HUD lease letter is your proof.
VA needs-based Pension (different from VA disability) and VA Survivors Benefit qualify you. If you or your spouse served during a wartime period and your household income is low, check with the VA — you may be eligible for Pension and therefore Lifeline. See our veterans guide for detail.
Phone service
Unlimited talk & text plus monthly data (usually 4-10GB)
Smartphone
Most providers ship a free Android phone. You can also bring your own.
Home internet
Apply the Lifeline benefit to home internet instead of phone.
Our 2026 picks — ranked independently. These providers are known for responsive customer service (important when you need help), a decent free phone out of the box, and clear billing.
T-Mobile network
Works with BLU C5L Max
Verizon network
T-Mobile network
Works with BLU C5L Max
T-Mobile network
Works with BLU C5L Max
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